What are the Benefits of Chase Sapphire Credit Card?

Have you recently acquired a Chase Sapphire Preferred or Chase Sapphire Reserve card? If you are like many consumers, you’re probably wondering what benefits you can expect to receive by continuing to use your card. The answers to these questions and more will be provided in this article. In the next section, we will discuss the few primary categories of benefits associated with your new card.

One-Time Bonus

One of the most popular benefits of the Chase Sapphire Preferred card is the one-time bonus. The one-time bonus offer for most cards is typically between one and two thousand dollars. This benefit has increased significantly since the introduction of the Sapphire Preferred card in 2007. Before that year, no one could ever earn such a large bonus amount. Annual fees and interest rates are tied into this one-time bonus.

Points Bonus

The second most popular benefit is the points bonus. You earn one point for every dollar that you charge to your Chase Sapphire credit card. The points can be used for making dining arrangements, shopping at stores, airline tickets, car rentals, and much more. The maximum number of points that you can accumulate is 95. The more expensive the airline tickets or other charges the higher the number of points that you can accumulate.

Travel Reward Program

The third most popular benefit to be found on a Chase Sapphire card is the travel rewards program. The travel program allows you to earn five points on all purchases you make. No matter how you purchase the travel items, you will earn the points. The reward program also includes hotels, cars, airfare, cruises, rental cars, and much more. There are limits to the travel program so that you don’t exceed the limit and end up losing the ultimate rewards.

Lower Interest Rate

Another popular benefit is the offer of the Preferred Card or Diamond Card. The preferred card comes with a lower interest rate than most other cards. The diamond card also comes with an attractive sign-up bonus, which is equal to two percent of your annual income. These benefits make the Chase Sapphire card one that is appreciated by many consumers.

Different Rewards and Benefits

If you prefer to obtain the cash back rewards without having to pay the annual fee, the Chase Sapphire card offers debit cards and credit cards with no annual fee. These cards also come with different rewards and benefits. The two cards offer unlimited rewards so you can maximize your earnings. The Chase Sapphire card is also beneficial because it offers free air travel when you use it to make purchases at airline lounges.

Chase Sapphire cardholders also enjoy the benefits of the no-load rewards credit cards. This offers added convenience because you do not have to load any money before you can use them. You can load as much as you like so you won’t have to go through the hassle of loading cash beforehand. With the no-load rewards credit cards, you will get a one hundred thousand points credit line for emergency travel needs.

Airline Tickets

This allows you to purchase any airline ticket you want to for one-time bonus offers. It also offers two one-time bonus offers with every purchase. Each of these one-time bonus offers will bring you a three-point bonus on every purchase. The benefits of the cards include earning bonus points whenever you make a purchase and one hundred thousand points for emergency travel needs. To get these benefits, you need to have the Chase Sapphire card in your hands.